782 auto-renewal plans. $232,159 processed. Not one payment reconciled by hand.
Whitehorse City Council ran animal renewals the same way for decades - printed notices posted to every registered household, changes phoned or emailed in, and staff chasing non-payers through reminders, door-knocks and infringements. Only an estimated 12-14% of animals were registered, so the register never reflected the real community. BPay payments came in over or under and had to be refunded and reconciled one by one, swallowing the team's time during the busiest weeks of the year.
This case study documents how Whitehorse went from reactive to proactive in a single renewal cycle - cutting non-payment from 10% to 7.3%, shifting 95.6% of residents to mobile self-service, and freeing staff for the work that matters: data cleansing, education and pet reunification.


782 residents switched on auto-renewal
Adoption grew every month, from 81 plans in February to 782 by June, so next year's registrations are already locked in.
Non-payment fell from 10% to 7.3%
Automated SMS and email reminders with repair links meant 30% fewer missed renewals year on year, with many residents paying within minutes.

$232,159 processed without manual reconciliation
Payments auto-reconciled through BPOINT into Pathway, freeing staff for data cleansing, education and pet reunification.
Only 12–14% of Whitehorse's animals were registered under the old paper-based renewal process. See how self-service QR renewals, auto-reconciliation and set-and-forget payments turned that around in a single renewal cycle — and what it freed up for staff.

Hutt City managed rates the same way for 25+ years. Arrears hit 5%. Direct debit stalled at 44%. Then they went live with Payble - and processed $5.5M across 21,354 plans without staff loading a single one.

Rate caps are rising at half the pace of inflation, infrastructure costs haven't dropped since COVID, and arrears are compounding. In this roundtable, council leaders unpack the four federal budget measures squeezing local government and the four levers councils can act on now to protect cash flow and financial sustainability.
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